Realestate prices and your retirement planBy David Spector Financial GroupSpector SpeaksJune 7, 20170 commentsWatch David Spector on the Trump effect and how the recent down turn in the realestate market could effect your retirement plans! For more information email us at Trevor.geall@david spector.ca
The most important thing to insureBy David Spector Financial GroupSpector SpeaksJune 5, 20170 commentswhat's the most important thing to insure? Most people would say Home Auto Life without those life becomes a challenge. However, the most important thing to insure is your investments. Without them how do you know you can stay re ...
Media and how it effects your investmentsBy David Spector Financial GroupSpector SpeaksJune 1, 20170 commentsIs the media effecting the decision you make with your investments? Watch David Spector discuss how this could effect your portfolio.
David Spector on the overblown realestate marketBy David Spector Financial GroupSpector SpeaksMay 31, 20170 commentsHear David Spector on the overblown realestate market. This could drastically impact your retirement plan. For help email us at Trevor.geall@davidspector.ca
GMWB RRIF for lifeBy David Spector Financial GroupSpector SpeaksMay 18, 20170 commentsWe think it's really important that if you are between the ages of 65 and 75 you protect your RRIF for life. As we know rrif are designed to run out. And with a guaranteed minimum withdrawal benefit you can rest easy knowing the worst case scenario what you will receive ...
The Trump EffectBy David Spector Financial GroupSpector SpeaksMay 16, 20170 commentsWith all that's has been going on since Trump took presidency many Canadians wonder what effect trump will have on their overall retirement plans. Since Trump took office markets have seemed to only go up regardless of what news comes out about Donald. This has lead many ...
Is there such as thing a thing as a RRIF for lifeBy David Spector Financial GroupSpector SpeaksApril 28, 20170 commentsIs there a thing as a RRIF for life yes there is. A RRIF for life offers client a steady income where they can plan the worst case scenario.
What is the difference between a financial planner and a retirement specialistBy David Spector Financial GroupSpector SpeaksApril 27, 20170 commentsWhat is the difference between a financial planner and a retirement specialist. Financial planners accumulate wealth retirement specialist protect your money
What is the difference between a financial planner and a retirement specialistBy David Spector Financial GroupSpector SpeaksApril 27, 20170 commentsWhat is the difference between a financial planner and a retirement specialist. Financial planners accumulate wealth retirement specialist protect your money
Pensions for RetirementBy David Spector Financial GroupMarch 22, 20170 commentsWhy pensions are so key for retirement planning. Pension offer clients security for retirement. How would you like to:know exactly how much you have in retirement. know that markets will not effect your income know you can sleep at night knowing you money is coming ...
What is a defined Benefit Pension PlanBy David Spector Financial GroupMarch 22, 20170 commentsDefined Benefit Pension Plans are plans offered by companies to their employees. Traditional pensions offered security to employees. Employees knew if they worked for a given company for a certain amount of year, they knew exactly how much they would receive in Retirement. More ...
Registered Retirement Savings Plan (RRSP)By David Spector Financial GroupMarch 13, 20170 commentsAn RRSP is a retirement savings plan that you establish, that the CRA registers, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax. Any income you earn in the RRSP is usually exempt from tax ...
What is a defined benefit pension planBy David Spector Financial GroupSpector SpeaksJanuary 11, 20170 commentsWhat is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own ...
What is a defined benefit pension planBy David Spector Financial GroupSpector SpeaksJanuary 11, 20170 commentsWhat is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own ...
What is a defined benefit pension planBy David Spector Financial GroupSpector SpeaksJanuary 11, 20170 commentsWhat is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own ...
What is a defined benefit pension planBy David Spector Financial GroupSpector SpeaksJanuary 11, 20170 commentsWhat is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own ...